If you’re going to get a refund, it’s possible you’re having too much deducted from your paycheck. You might want to consider going back and looking at those deductions and talking to your Human Resources department to see if you want to adjust that.

But a lot of people...

This week your tax forms should be showing up if you haven’t gotten them already. It’s income tax season, so we have to ask: What is income? There are two types of income.

There’s earned income (that would be from your job). You’re going to get a W-2 on that. If you hav...

Nancy gives us a refresher on taxes during Midday Money here.

It’s fall. This is the time to sign up for MPACT. MPACT is the Mississippi Prepaid Affordable College Tuition Program. It works like an insurance policy. There is an annual signup. September 1st is when it starts, and it will go through the end of the year (December 31...

Investing in stocks in a long-term game. You just have to expect volatility, meaning fluctuations in the market. That’s what comes with stock market investing. They do offer the best opportunity for growth, though. That’s why we go there. But expect them to bounce arou...

One of the most important questions to ask a financial advisor:  "Are you a fiduciary?"

Fiduciary is a legal term. We usually put the word “duty” with that: fiduciary duty. That means you have an obligation to act in someone else’s best interest—to not put yourself firs...

It’s hard to believe Social Security has been around for 80 years. It’s a great program, and everyone always asks me: Do you think it will last? So, I’m going to tell them: Take heart. It’s still there.

Some history first: It was modeled after Civil War pensions. German...

The question I always hear is: “How much house can I afford?” You don’t want to be “house poor,” because you want to be able to do some other things. But, there are some rules of thumb. Sometimes we say 2.5 times your household income is the total purchase price, or yo...

Your credit score—it’s a very important number. It’s called FICO, which stands for Fair Isaac Corporation. That’s the company that designed this scoring system. The scores range from 300 to around 800. It is an algorithm, or a statistical model, which basically means t...

I always tell people: Pay yourself rather than paying Uncle Sam. The best way to do that is to fund your retirement plan. Now, while we can’t do that for this past year, with this year’s changes in our 401(k), this is a good time to look at your 401(k) and ask if you’r...

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New Perspectives, Inc.  

Fee Only Financial Advisor

601.991.3158

 

Office Address:

303 Highland Park Cove, Suite B    

Ridgeland, MS 39157

Mailing Address:

P.O. Box 489

Tougaloo, MS 39174

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