It’s hard to believe Social Security has been around for 80 years. It’s a great program, and everyone always asks me: Do you think it will last? So, I’m going to tell them: Take heart. It’s still there.

Some history first: It was modeled after Civil War pensions. German...

There are so many questions that you have when you’re facing retirement. One of them is: What are you going to do in retirement? What will that life look like? There is a site called, and it prompts you with these questions about, well, what...

This is called a Required Minimum Distribution, and it only applies to retirement accounts. Those contributions that you make to your retirement accounts…you don’t pay tax on them. And the earnings…you don’t pay tax on them. But that’s not forever, because Uncle Sam wa...

It’s a new year, and we’ve had some adjustments to the amounts that we can put into those 401(k)s and IRAs. Even if you don’t adjust your amount, you need to once a year take a look. Do a review of your retirement plan, because this is a huge part of what you’ll be usi...

This is a touchy subject to approach. We’re talking about money, and so many families are very secretive when it comes to money. Families fight about it. Siblings get into battles about this. But, you do need to talk to your grown children. They need to know where ever...

If you’re a longtime state employee, then you have two pieces of the state retirement plan (PERS). You have a pension plan, which depends on how long you’ve worked there and what your salary levels are. That means a guaranteed income in retirement. You also have access...

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New Perspectives, Inc.  

Fee Only Financial Advisor



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303 Highland Park Cove, Suite B    

Ridgeland, MS 39157

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P.O. Box 489

Tougaloo, MS 39174

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